![]() However, if you just want to get a quick overview of your monthly budget, also offers a budgeting worksheet which can provide a solid basic understanding of your finances. Budget weekly or bi-weekly using these new templates for Microsoft Excel®. Many budgeting apps also offer the opportunity to personalize and fine-tune your budget, while still requiring less effort than using a spreadsheet or a worksheet. Compare projected costs with actual costs to hone your budgeting skills over time. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses. ![]() What’s more, moneyunder30 also encourages you to modify the sheet to match your own spending habits-this could mean changing and adding categories to better reflect your expenditures. Prefer to do things yourself This Excel template can help you track your monthly budget by income and expenses. The spreadsheet then calculates how much you have left at the end of the month.Ī great benefit of using a spreadsheet as opposed to a worksheet is how you can save it and update it regularly, so you always have an up-to-date picture of your monthly budget. It is easy to use even if you don’t really know how to use Excel. You do not need special permissions to use the spreadsheet nor do you need to allow it any access to your bank account. ![]() It’s up to you to download it, use it on your laptop, PC or Mac, and save it securely. After downloading it, you simply enter all of your income after tax and all of your expenditures. Our free Excel personal budget template is as secure as you make it. The free spreadsheet from is compatible with both Microsoft Excel and Google Docs. ![]()
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